SARANA

What is SARANA?

SARANA is a financing scheme offered by registered peer-to-peer financing (P2P) platform operators to address the working capital needs of Micro, Small and Medium Enterprises (MSMEs) and small contractors participating in Government contracts.

Who can apply for SARANA?

This scheme is targeted for Government contractors under the scope of:
Supplies
Services
Works

Financing options of SARANA

SARANA offers two primary financing options tailored to meet specific financing requirements faced by MSMEs and small contractors:
  1. Invoice financing, which supports cash flow post-contract delivery; and
  2. Financing for contract implementation (pre-financing), to bridge contractors’ initial working capital needs before a project is fully executed.

How to apply for SARANA?

Benefits of SARANA

SARANA allows MSMEs and small contractors involved in Government contracts to benefit from:

Participating P2P platform operators

(Bay Smart Capital Ventures Sdn Bhd)
+6018-282 8224
(B2B Finpal Sdn Bhd)
+603-7629 7333
(Capsphere Services Sdn Bhd)
012-507 8928
(Crowd Sense Sdn Bhd)
+6012-369 9871
(P2P Nusa Kapital Sdn Bhd)
+603-3358 6775
(FBM Crowdtech Sdn Bhd)
+603-2728 1216
(MicroLEAP PLT)
+603-7954 2000
(Modalku Ventures Sdn Bhd)
+603-9212 0208
(Moneysave (M) Sdn Bhd)
+603-2935 9837
For further information on the facilities offered and the qualifying criteria for application, please contact the respective participating P2P platform operators.

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